Credit loan is only cashless, ie only by bank transfer. And you can obtain it only upon request through the online form. If you do not have Internet experience, you can call Cool Credit and the operator will help you fill out the online form.
The first loan for 8 thousand, I understand. Can I have a second loan for 20,000?
Not. Increasing the maximum amount provided is gradual so that the company can gradually verify that you can handle the loan repayment. So the first time you can have up to 8,000. Ten thousand times. The third time is 12.500 crowns, the fourth time 15 thousand and only the fifth time you can get up to 20 thousand crowns. The maturity is always one month.
Is it possible to repay the loan early?
Yes, the lender is always obliged by law to allow early repayment of the loan. Cool Credit does not charge any fees for early repayment, the client always pays only the loan amount with interest.
Will Cool Credit give me two loans at the same time if I need it?
Not. Cool Credit promotes the principle of responsible lending. So the next loan you always get after repaying the entire previous loan.
Is the Cool Credit loan intended for foreigners?
Yes, this loan can also be obtained by a non-Czech citizen. However, he/she must have a permanent residence permit in the Czech Republic; he/she must be of legal age, have his / her own bank account and have an active connection to mobile networks. And also permanent income.
If I cannot repay the loan in 30 days, what should I do?
If you are unable to repay the entire loan within one month, nothing happens. For a predetermined fee, you can arrange for a loan extension of 7 or 15 or even 30 days.
I want to borrow
Credit is a purely Czech company and has been operating on the Czech non-bank loan market since 2013. It is based in Prague 1. Its business is providing small and fast loans before payout. It differs from the competition at a high rate of money, even it can provide money within ten minutes. In addition to lending, Cool Credit also provides advice on responsible lending. In Credit , their main advantages are simplicity, transparency and speed. Offered loans are clear and user-friendly, especially thanks to the clear menu, short contact form, but also the ability of the company to handle everything without waiting. In addition, it is possible to ask for help by phone if the client does not have experience with filling in the form online.